How To Track Yes Bank Credit Card

Tracking Your YES Bank Credit Card: A Comprehensive Guide

How To Track Yes Bank Credit Card: Staying on top of your YES Bank credit card activity is crucial for responsible credit management and avoiding unnecessary fees. Fortunately, YES Bank offers several convenient methods for tracking your card, allowing you to monitor your spending, check your balance, and avoid surprises. This article will guide you through the various ways to track your YES Bank credit card, both online and offline.

All About YES Bank: A Comprehensive Overview

YES Bank is a private sector Indian bank headquartered in Mumbai, founded in 2004 by Rana Kapoor and Ashok Kapur. Initially focusing on corporate banking, it has since expanded to offer a broad range of financial products and services to retail, MSME, and corporate clients. Here’s a comprehensive overview of YES Bank:


  • Pan-India Presence: Over 1192 branches and 1301 ATMs/Cash Recyclers across 700+ cities.
  • Product Offerings: Retail (savings accounts, credit cards, loans), MSME (business loans, trade finance), Corporate (investment banking, wealth management).
  • Subsidiary: YES SECURITIES, offering investment banking, merchant banking, and brokerage services.
  • International Presence: Representative Office in Abu Dhabi and an IBU at GIFT City.

Recent History:

  • 2020: Faced financial difficulties due to bad loans, leading to RBI intervention and reconstruction plan.
  • 2021-2023: Stabilized operations under new leadership and consortium of investors led by State Bank of India (30% stake).
  • Current Status: Working towards improving financial performance and regaining investor confidence.

Online Tracking:

  • YES Bank NetBanking: This is the most convenient option for regular tracking. If you have an existing YES Bank account and NetBanking access, follow these steps:

    1. Log in to your NetBanking account.
    2. Click on the “Credit Card” button from the top menu.
    3. Select “Statements.”
    4. Choose the card number and month for which you want to view the statement.
    5. Click “Submit.”
    6. You’ll see a summary of your transactions and a “Statement Details” tab where you can view individual transactions.
  • YES Mobile App: Download the YES Mobile app and log in with your credentials. You can then view your credit card balance, recent transactions, and due date directly from the app.

  • YES Bank Website: You can also track your credit card application status on the YES Bank website:

    1. Visit
    2. Enter your application reference number and date of birth.
    3. Click “Track Status.”

Offline Tracking:

  • SMS Alerts: Sign up for SMS alerts to receive notifications for transactions above a certain amount directly on your mobile phone.
  • Email Statements: Opt for receiving your monthly statements via email instead of physical mail.
  • Customer Care: Call the YES Bank credit card customer care line at 1800 103 1212 to speak with a representative and inquire about your account details.
  • Branch Visit: Visit your nearest YES Bank branch and speak with a representative to track your card activity and ask any questions.

Additional Tips:

  • Set up reminders: Set calendar reminders or notifications to check your credit card balance and upcoming due dates regularly.
  • Download your statements: Download and save your monthly statements for future reference and recordkeeping.
  • Review your transactions regularly: Scrutinize your transactions for any suspicious activity and report any discrepancies immediately.

By following these methods and tips, you can effectively track your YES Bank credit card activity, manage your finances responsibly, and avoid unnecessary charges. Remember, staying informed and vigilant is key to maintaining a healthy credit card relationship.

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