Who hasn’t heard about Western Union? This company has been around for decades all across the globe. It is present in over 200 countries and territories across the planet offering its services to millions of users. Learn how to receive money from Western Union in Nigeria, since this popular money transfer service is available to the citizens of the most populated African country.
Citizens of Nigeria can enjoy money transfer services offered by Western Union (WU) in any of its many locations. By the way, the number of such points exceeds 2,700 across the country.
Western Union money transfer
It is possible to use Western Union tracking number to know when exactly your funds become available for pick up. Then you can enjoy the money transfer service.
Getting money from an agent
Here is how you can get your WU money in Nigeria:
Step 1. Ask the sender to provide you with the Western Union tracking number.
Step 2. Track the money transfer and wait until you see the message that you can pick it up.
Step 3. Find a location in your city where you can get your money. You can visit this page https://locations.westernunion.com/ng/ and make a selection.
Step 4. Visit the agent’s location and you will be asked to fill out a special form to get your money. You will have to enter the following information:
The name of the person who sent you money via WU
The country where money was transferred from
MTCN along with secret Question – Answer (if you are asked to)
Step 5. You have to provide your ID card along with the filled out form (if you are asked to).
Step 6. Western Union agent should collect the form, make sure you are who you are (by checking the ID card) and handle you the finances.
Getting finances on smartphone
Here is how you can receive money sent via Western Union directly on your handset:
You have to create a mobile wallet to get money directly on your phone.
Your money sender should select the option ‘receiver’s mobile wallet.’ Otherwise, you will not be able to get your finances using this method. Besides, he or she has to use your phone number and Nigeria’s zip code.
The mobile wallet service you are using will let you know when your finances become available.
Once you have gotten WU money on your handset (mobile device) you can withdraw cash, use mobile money to purchase products, buy airtime and pay your bills.
Western Union limits in Nigeria
You can transfer your funds using WU only within the country if you are located in Nigeria.
Foreigners are allowed sending you money from different countries to Nigeria if they provide you with your MTCN code (this is the special money transfer control number).
Money recipient has to provide his or her ID card to get money.
A recipient has to know the Test Question and answer for the transaction.
If you receive more than $10,000 (or the equivalent in Naira), your transaction has to be reported to Central Bank of Nigeria.
That’s it. This is how to receive money from Western Union in Nigeria. You can always find detailed information on WU’s local site in Nigeria https://www.westernunion.ng/. For example, you can get a list of all cities that allow collecting U.S. transactions in U.S. dollars, and get other useful information as well.
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